Loveland
Centerra isn't a neighborhood, it's McWhinney's integrated shopping-and-living machine, and it tolls a move-up buyer three ways: a metro-district mill on the tax bill, a 1.25% retail PIF on every receipt at its own shops, and the urban-renewal financing beneath both.
Berthoud
At Heron Lakes / TPC Colorado, a golf-community lot carries three obligations, not one: the negotiable price, the fixed metro-district mill, and a private PGA-TOUR golf club whose optional dues sit on neither the tax bill nor the HOA statement. Total the stack before you tour.
Berthoud
In Berthoud's move-up band you're almost always buying a new build inside a metro district. The number that decides the deal isn't the sticker price. It's the district's debt mill levy, and it's the one cost in the whole deal you can't negotiate.